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Terms & Conditions

Terms of use for the CFOProof™ software as a B2B software engagement.

1. Scope of Application

These General Terms and Conditions (GTC) apply to all business relationships between CFOProof FlexCo ("Provider") and users ("Client") for the software services (data audit tools) offered on the platform (cfoproof.at).

The version valid at the time of contract conclusion shall apply. This offer is directed exclusively at business customers (B2B) within the meaning of the Austrian Consumer Protection Act (KSchG), not at consumers.

2. Subject Matter and Contract Formation

CFOProof™ provides a deterministic, rule-based analysis of financial data (CSV files) uploaded by the client. Depending on the chosen privacy mode, processing takes place locally in the browser or server-side within the EU (see Section 5).

The basic analysis (dashboard view) is provided as a preliminary check. Full access to the detailed PDF report generation ("Board-Pack PDF") and accompanying advisory services are provided under an individual consulting agreement.

A contract is only formed upon written order confirmation by both parties. Payment is processed by invoice (bank transfer) in accordance with the terms agreed in the consulting contract.

3. No Tax or Legal Advice

CFOProof™ is a technical analysis tool that identifies mathematical anomalies and industry benchmarks based on the data uploaded by the client.

Explicit notice: CFOProof™ does not replace professional business management, tax (accountant, auditor), or legal advice under any circumstances.

All stated "Identified Value" or "Savings Opportunities" are purely algorithmic estimates and not guarantees of actual cost reductions. Purchasing decisions, terminations, or restructurings made on the basis of this report are the sole responsibility of the client.

4. Limitation of Liability

The Provider is liable without limitation for intent and gross negligence. For slight negligence, the Provider is only liable for a breach of a material contractual obligation whose fulfilment is essential to the proper performance of the contract.

Liability for slight negligence is in any case limited to the amount of the agreed engagement fee.

Liability for consequential damages (such as lost profits, unrealised savings) is excluded to the extent permitted by law.

5. Data Privacy (Dual Privacy Architecture)

The provisions of our Privacy Policy apply. CFOProof™ offers two explicit privacy modes chosen by the client upon first access:

  • Local Private Mode: Processing of sensitive financial data (CSV upload) takes place exclusively client-side (in the user's browser). No financial data is stored on the Provider's servers.
  • Server Private Mode: Financial data is encrypted and stored in an EU-hosted PostgreSQL database (Supabase, Frankfurt region) and processed server-side. Access is protected by Row-Level Security (RLS) and role-based authentication (RBAC).

The client may switch between modes at any time. In both modes, the client is solely responsible for ensuring prior to upload that they are authorised to analyse the data and, where applicable, have previously anonymised it.

6. Final Provisions

Austrian law applies, excluding the UN Convention on Contracts for the International Sale of Goods (CISG). The place of jurisdiction for all disputes arising from or in connection with this contract is the competent Commercial Court in Vienna.

Should any individual provisions of these GTC be or become invalid, this shall not affect the validity of the remaining provisions. The invalid provision shall be replaced by a provision that most closely corresponds to the economic purpose of the original.